You may need supporting documentation confirming your identity and substantiating your income. The documents can include:

• Proof of identity such as a driver’s licence, birth certificate or passport
• Recent pay slips
• Tax returns and/or group certificates
• Current bank statements, credit/store card statements, statements on any other loans
• Contract of sale, receipt for the deposit paid on the house or land. Your broker will be able to provide an accurate overview of what’s required for your individual situation

The amount you can borrow is commonly known as your borrowing capacity. Your borrowing capacity will differ from lender to lender. To establish your borrowing capacity, contact us to arrange an interview for an assessment of your situation.